Save for Hajj.
Watch it grow.
The first halal investment platform purpose-built for Hajj. Deposit monthly, invest in Sharia-compliant funds, and let your money grow toward the most important journey of your life.
Sharia review forthcoming · Wakalah-based, zero riba
As-salamu alaykum
Yusuf
91% of your $20,000 goal
This month
Portfolio
From intention to the Sacred House.
Three layers working together to take you from your first deposit to your first Tawaf.
Invest
Deposit monthly into your Sharia-compliant investment account. Your money grows through halal ETFs and sukuk, calibrated to your Hajj timeline. When you’re within 90% of your goal, the portfolio automatically shifts to protect your savings.
Prepare
A free, comprehensive Hajj course unlocks as you save — rituals, spiritual preparation, health readiness, visa logistics, packing guides. By the time your money is ready, so are you.
Go
Book through the platform with group rates and operator comparisons. Flash Umrah deals year-round for those who want to make a spiritual trip before their Hajj year arrives.
See what halal investing does for your Hajj fund.
A credit card buries you in riba. Cash under the mattress loses to inflation. Compare the three paths to your Hajj package and watch the difference compound — the halal way.
Hajj Savings Calculator
Watch your fund grow toward the Sacred House.
Every member gets a live dashboard: your balance climbing toward a fixed goal, your projected Hajj date, and exactly how much you're earning versus holding cash. Here's a sample.
Welcome back, Aisha
Here's an overview of your Hajj journey
Aisha's Hajj 2027 fund
Projected Hajj-ready
May 2027 — on track for Hajj 2027
Hajj-Ready Protection
Shifts to capital preservation at $18,000
Invested vs. holding cash
Illustrative example using a hypothetical 6% annual return (our 5–7% target range). Not a guarantee or projection of actual results. Investing involves risk, including loss of principal.
complete
package reserved
saving together
Everything between your intention and the Haram.
Not another generic investment app. Every feature exists to get you to Hajj.
Halal Investment Growth
Sharia-certified ETFs and sukuk. 5–7% target returns. Portfolios calibrated to your Hajj timeline — aggressive for long horizons, conservative as you approach your goal.
Family Accounts
Most pilgrims don’t go alone. Save as a family toward a shared Hajj goal. Track collective progress. Book together as a family unit. One dashboard, one journey.
Hajj-Ready Protection
At 90% of your goal, your portfolio automatically shifts to capital preservation. No market crash can delay your Hajj. You’ll be notified: “Your Hajj savings are now protected.”
Free Hajj Course
Comprehensive education on every ritual, spiritual preparation, health readiness, visa logistics, and packing. Content unlocks with savings milestones. Learn while you save.
Umrah Flash Deals
Last-minute Umrah packages at steep discounts, pushed to your phone. Your practice run for the real thing. Operators clear unsold inventory. You save hundreds.
Sharia by Design
Every investment, every fee structure, every process — being structured for review by recognized Islamic finance scholars ahead of launch. Wakalah-structured fees. Full transparency. No riba.
A Hajj operating system, not just an investment account.
Anyone can hold your money in a fund. We built the rituals, relationships, and rails of the journey itself — the things that keep you on track until you’re standing in Mecca.
Your Pilgrim Number
The moment you make your intention, you get a permanent Pilgrim Number — your place in line and the thread that follows your whole journey, from first deposit to first Tawaf.
Readiness Tiers
Your account levels up as you go: Niyyah → Saving → Hajj-Ready → Confirmed. Every milestone unlocks new course content and brings the Haram one step closer.
Group Cohorts
Save alongside a cohort heading out the same year. Shared accountability, shared milestones, and better group rates when it’s time to book — you don’t walk this road alone.
Family Constellation
Link your spouse, parents, and children under one shared Hajj goal. Track everyone’s progress, transfer balances, and help whoever’s ready first reach the House.
Zakat Engine
Your holdings are tracked against the Hawl, so your zakat is calculated and ready when it’s due — and can be routed to sponsor another pilgrim through a zakat-eligible partner.
Your money is always yours.
The Hajj App operates under a wakalah (agency) contract. Your funds are held by a regulated custodian in a brokerage account titled to you — never to us. We manage the experience; the money never leaves your name.
No lock-in. Religious framing creates zero claim on your principal. Amanah is amanah.
Beneficiary protected. Every account names a Transfer-on-Death beneficiary, with optional faraid alignment.
Change your mind? You choose what happens next.
Withdraw to your bank
Liquidate any time and transfer to your linked bank. No penalty, no fees, no “are you sure” guilt trip.
Convert to an Umrah goal
Not ready for Hajj yet? Lower your target and keep saving toward a year-round Umrah trip instead.
Transfer to family
Move your balance to a spouse, parent, sibling, or child’s Hajj goal. Help whoever’s ready first.
Sponsor someone’s Hajj
Fund another pilgrim — named or anonymous through a zakat-eligible partner. Sadaqah jariyah that lasts.
Roll into another goal
Redirect toward a future Islamic financial goal as we expand — home, education, or Zakat.
“Your savings, your decision. Always.”
The model is proven. The West just doesn't have it yet.
Founded in 1963. The most successful Hajj savings institution ever built. We're building the private-sector, technology-enabled version for Western Muslims.
Figures above are Tabung Haji's, shown for illustration. The Hajj App is an independent, pre-launch company with no AUM or depositors yet, and is not affiliated with or endorsed by Tabung Haji.
“We're building what Western Muslims have been waiting for.”
Hajj is where we start. Not where we stop.
26 million Muslims across the West have no Sharia-compliant infrastructure for the financial goals that define a lifetime. Hajj is the wedge. The long-term vision is the operating system for Western Muslim financial life — built on the same trust, the same community, and the same regulated rails.
Hajj savings
Save and invest toward Hajj through a regulated partner RIA. The wedge — the highest-intent obligation in a Muslim’s life.
Umrah & family goals
Year-round Umrah, shared family funds, and sponsor-a-Hajj — the same account, more reasons to keep going.
The financial OS
Home down payments, education funds, Zakat, and Islamic estate planning — on the same trusted, halal rails.
Transparent pricing. No surprises.
We make money when you grow. That's it.
Hajj Savings Account
That’s $75/year on $10,000. Industry-standard, all-in. No hidden fees.
Hajj Course
No paywalls, no upsells. Every Muslim deserves to learn their deen.
Booking
We negotiate group rates and earn a commission paid by the operator — never an added markup to you.
Membership (optional)
The core app is free. Optional Plus and Premium tiers unlock advanced planning and family features — never required to save or invest.
Be the first to invest toward your Hajj.
We're launching in the US for the Hajj 2027 cohort. Get early access, Hajj savings tips, and updates on our partner RIA and Sharia certification.
Common questions.
That’s the foundation of the product. Your money is invested exclusively in Sharia-screened ETFs and sukuk, and we’re engaging recognized Islamic finance scholars to review our structure ahead of launch. Our fee structure is a wakalah (agency) arrangement, not interest. The underlying funds carry independent Sharia board certification.
Your money is held by a regulated custodian in a brokerage account titled to you — never by THE HAJJ APP. We operate through a registered investment adviser (RIA). The custodian carries SIPC membership, which protects your assets (up to $500K, including $250K cash) if the broker fails. SIPC does not cover investment losses — like any investment, market value can rise or fall.
Your money is always yours. You can withdraw to your bank with no penalty, convert to an Umrah goal, transfer your balance to a family member, sponsor another pilgrim, or (as we expand) roll it into another goal. We operate under a wakalah (agency) contract — your funds are never locked in.
Our Hajj-Ready Protection mechanism automatically shifts your portfolio to capital preservation (sukuk and cash equivalents) when you reach 90% of your goal. Market volatility won't delay your pilgrimage.
Absolutely. Deposit your savings to earn halal returns while waiting for the next Hajj season, access the free Hajj course, and benefit from group booking rates. The app serves you wherever you are.
The Hajj course is free. The investment account charges 0.75% annually on your balance — $75/year on $10,000. Industry-standard and all-in. No hidden fees.
Yes. Family accounts let multiple members contribute to a shared Hajj savings goal. Track progress together, coordinate your target year, and book as a family unit.
Every Hajj and Umrah operator on our platform is licensed, verified, and reviewed. We check Saudi Ministry authorization, read real pilgrim reviews, and negotiate group rates. If a provider doesn't meet our standards, they don't get listed.
We're launching in the US for the Hajj 2027 cohort, with our public debut at ISNA 2026. Join the waitlist to get early access and updates on our partner RIA and Sharia certification. The Hajj savings calculator is live now — start planning your journey today.